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Home » Benefits of Apartment Living: A Smart Move for Savvy Buyers and Investors

Benefits of Apartment Living: A Smart Move for Savvy Buyers and Investors

By Zoe Stuart, Gardner Vaughan Group, published 27 April 2025.

Published “Benefits of Apartment Living: A Smart Move for Savvy Buyers and Investors.” Village Voice, Inner North Issues ed., May. 2025.

Welcome back to the Benefits of Apartment Living series by Gardner Vaughan Group (GVG)!

Have you ever thought about making the switch to apartment living?

Maybe you’re wondering – what makes it so appealing? Is it really a better lifestyle?

What about the trade-offs? These are the questions we’re here to answer.

Artist Impression: Danby Lane apartment complex. Now under construction, coming to life in Nundah Village.

In today’s evolving property market, apartment living has become increasingly attractive – not just for lifestyle reasons, as highlighted in our last issue, but also for its strong financial advantages. Whether you’re a first-time buyer, a downsizers, or an investor, apartments offer a range of economic benefits that make them a compelling alternative to traditional houses. From capital gains to cost-effective living, here’s a look at the key financial upsides of apartment ownership.

1

Potential for Capital Gains

One of the standout financial perks of apartment living, especially when buying off-the-plan, is the opportunity for capital growth before you even move in. When you purchase early in a development’s life cycle, you may lock in a price that’s lower than the apartment’s value upon completion. If the market experiences an upswing during the construction phase, you could enjoy immediate equity once the build is done. This kind of capital appreciation can be a major win for buyers with a long-term view.

2

Lower Entry Prices

For those who commute, apartment living provides easy access to public transport options such as buses, trains, and bike-share programs. Many apartment buildings are located near major transit routes, making it easier for residents to get to work, school, or leisure destinations without the stress of long commutes or heavy traffic. This accessibility enhances worklife balance and provides greater flexibility in daily routines.

An Estilo on Kitthawk modern apartment at Chermside.
A beautiful artist impression interior featured in the upcoming One Redcliffe development

3

Cost-Effectiveness
From purchase to daily living, apartments typically offer more affordable living. With a smaller footprint than a house, apartments cost less to furnish, heat, cool, and maintain. Shared walls also mean better insulation and lower utility bills. For those who want to minimise ongoing costs without sacrificing comfort or location, apartment living offers excellent value.

4

Incentives and Bonuses
Developers often provide incentives, such as free upgrades, furniture packages or reduced fees to attract buyers. Some incentives can represent thousands of dollars in savings and add significant value to your purchase. It’s worth keeping an eye out for these offers, particularly in competitive markets.

Artist Impression of a furnished One Redcliffe apartment

5

No Immediate Maintenance Costs
Another financial benefit of buying a brand-new apartment is the peace of mind that comes with new infrastructure. You won’t have to deal with the repair costs often associated with older homes — such as leaky roofs, outdated plumbing, or failing appliances. With builder warranties and everything in mint condition, you can expect several years of minimal maintenance expenses.

6

Strong Rental Potential
If you’re buying as an investor, modern apartments have broad appeal to renters. The sleek design, energy efficiency, and proximity to urban conveniences make them especially attractive to young professionals and small households. With rental demand high in many
cities, apartments offer the potential for consistent rental income and minimal vacancy periods.

7

Tax Benefits for Investors
Investing in a new apartment can also unlock tax advantages. In many countries, property investors can claim depreciation on the building structure and fixtures over time. This can lead to significant deductions, helping to reduce your taxable income and increase your overall return on investment. Always consult a tax professional to understand what benefits apply to your specific situation.

When done right, apartment living can offer not just a great home —
but a smart wealth-building strategy.

8

Investment Growth in High-Demand Areas
Apartments in rapidly growing urban centers tend to appreciate well over time. With city populations rising and the demand for centrally located housing increasing, apartments can offer solid long-term investment potential. Whether you plan to rent it out or hold it for future resale, the right apartment in the right location can become a valuable asset in your portfolio.


Final Thoughts
Apartment living doesn’t just offer a stylish, low-maintenance lifestyle —
it also stacks up financially. From the lower entry costs and reduced day-to-day expenses to the potential for capital growth, tax benefits, and strong rental yields, apartments can be a smart financial decision.

That said, every property purchase comes with risks. Delays in construction, design changes, or shifts in the market can impact your investment. It’s crucial to do thorough due diligence, research the developer’s reputation, and seek professional advice to ensure your purchase aligns with your financial goals.


Gardner Vaughan Group has over 35 years experience bringing communities to life across SEQ.

Read the published article in the Village Voice, May 2025 edition.